Myths And Facts About Delaying Your Social Security Benefit ››

Myths And Facts About Delaying Your Social Security BenefitsThe U.S. Social Security Retirement Benefits program remains one of the most important ways that retirees in the United States will be able to pay for their living expenses later in life. Recent research has shown that most Americans have not been

When is it Appropriate to Adjust Your Target Retirement Age? ››

When is it Appropriate to Adjust Your Target Retirement Age?The best way to give yourself the greatest chance to retire with a sufficiently large nest egg is to plan ahead. Among other things, this means to start saving as early as possible, to save consistently and try to maximize your contributions

How Much Income Will Your Retirement Account Produce? ››

When Do You Need to Start Worrying About How Much Income Your Retirement Account ProducesAccumulating money in your various retirement accounts is a long-term process. And that process is the focus of many individuals when it comes to retirement planning. But the accumulation of assets, saving over time, and proper retirement investment selection is only part

5 Decisions to Make Before You Retire ››

5 Decisions to Make Before You RetireThe process of planning for retirement is a long one. Ideally, you should begin thinking about retirement on the day you start your very first job. In the early stages of your career, save as much as possible towards retirement, this will

How to Know if You’re Really Ready to Retire ››

How to Know if You’re Really Ready to RetireThe idea of retirement is a powerful one. For most people, retirement is a time to enjoy the fruits of a long and productive career, and to spend more time with family and on long-neglected hobbies. But the decision to retire is

Five Retirement Planning Trends to Consider ››

Five Retirement Planning Trends to ConsiderThe notion of retirement is still a relatively new one in human society, and the ways that we define retirement are continuing to change at a relatively quick pace. No longer can a person just prepare a simple retirement plan when they

Jump Start Your Retirement Savings Over The Next Five Years ››

Jump Start Your Retirement Over The Next Five YearsSaving for retirement is the longest financial endeavor you’ll ever undertake in your life. Whereas you may spend around 20 years raising your children, and 30 years paying off the mortgage on your home, if you start saving for retirement when you

5 Retirement Emergencies To Plan For ››

5 Retirement Emergencies To Plan ForDespite all our efforts at planning every aspect of retirement many years in advance, there are certain types of financial emergencies that can arise during retirement, and if we haven’t planned accordingly, then the consequences could be devastating. Remember that most of

What’s the Difference Between a Defined Benefit Plan and a Defined Contribution Plan? ››

What’s the Difference Between a Defined Benefit Plan and a Defined Contribution PlanJust a generation or two ago, the notion of retirement usually involved receiving a regular monthly check from your former employer after having put in 30 or more years of service. Today, individuals usually don’t have access to these types of plans,